Mortgages

Choosing a mortgage is probably the biggest financial decision you will make. However, with thousands of mortgages to choose from, it can seem like an impossible maze to find your way through. We have access to schemes that aren't available directly. We have over twenty years experience helping our clients through an ever changing market and cover the whole process from initial enquiry to checking your mortgage offer and liaising with your solicitor about completion.

We'll find you a mortgage product to suit your own individual requirements. Whether you are a first time buyer or wish to remortgage, we will recommend the most appropriate product to suit your needs after a thorough and in-depth analysis of your requirements. A mortgage is potentially the largest financial transaction of your life and, therefore, every enquiry is treated with the respect that it deserves.

Residential Mortgage

A mortgage used to purchase a property that a client intends to reside in. There is so much information, speculation, opinion and sheer myths surrounding people's requirements that it would be impossible to provide a simple indication of what is required to obtain a mortgage that is affordable for you on a webpage. Why not simply contact us for an informal chat? Many of those that have done so often find that it is not so complex after all and have gone on to buy their own home when their initial feelings were that it wouldn't be possible.

Buy-to-Let Mortgage

A mortgage used to buy a property that a client then intends to let out to paying tenants. This is an increasing proportion of our business. If you feel that you would look to explore this area, contact us for qualified advice. Again, there is a myriad of information, opinion and speculation as to what is needed to obtain a buy-to-let mortgage. Don’t let hearsay and unqualified "advice" put you off if you feel this might be an opportunity for you. We’ll provide you with the information and advice to help you make an informed decision. Most Buy to Let mortgages are not regulated by the Financial Services Authority.