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Unless you are lucky enough to be independently wealthy, or have retired with a good pension, the fact of the matter is that most people’s financial security is totally under-pinned by their ability to earn a living next month, next year, and often into the next decade.
Think about it for a minute- what happens if you get sick or disabled- you probably even know people who have unfortunately gone through this trauma. If you are employed, your employer may pay you for a few months, sometimes even a year, and if you are lucky, they may pension you off, but that’s getting less likely. But if you are self-employed or run your own business, your income is quite likely to stop immediately.
Income protection will replace the income that you can’t earn yourself, there by ensuring that at least financial worries don’t add to your health issues. We have an extensive panel of specialist providers and can help you select the right provider and level of cover for your individual circumstances. We even have providers who will cover those with specialist professions, such as our many musician clients.
Take a moment to think what would happen if you were unable to work due to sickness or disability, then give us a call for a no obligation conversation about how we can help you protect yourself and provide the real peace of mind this cover provides. I'd always quietly worried about how I’d survive if I was sick and couldn’t work but after a friend went through this, I decided to do something about it. David helped me arrange this exactly to my requirements, and it gives me real piece of mind.
JC London
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