Testimonials

As a first time buyer hoping to buy my own flat I didn\'t know what I was doing when it came to finding a mortgage, or whether, as a freelance musician, I could even get one. I had a free, no-obligation meeting with David Carnac where he ran me through all my options and made everything seem much clearer and easier. He then found me a fantastic mortgage at a rate I could easily afford, and arranged everything for me quickly and efficiently, and at a very competitive rate. I have readily recommended him to friends and colleagues, and I will certainly use his services in future.

We have worked with David Carnac for over 10 years, mostly to do with buying properties to rent. He can often come to our house to discuss matters and is easy to communicate with and very professional. He really understands the market and can explain it in 'laywoman's' terms, at the end of the day finding us the cheapest mortgage at the current time. I would always recommend him.

When the time came to remortgage, David came very highly recommended. He has taken all the stress out of finding a suitable mortgage as well as insurance policies for us and has always done this in a way that even I can understand all the financial jargon. David is always on hand to offer honest advice and we will be happy to recommend him to any of our friends.

David made re-mortgaging our house recently incredibly simple. He clearly has an in-depth knowledge of the market and the most suitable products available, and explained everything clearly without hiding behind incomprehensible industry jargon as so many Financial Advisors seem to do. He was extremely efficent, highly effective and professional at all times. Despite the recession and a tough mortgage market we had all the paperwork done and our mortgage completed within three weeks. The whole process was remarkably painless and I have no hesitation whatever in recommending him.

David was consulted for mortgage and insurance advice. His expertise and consistency is second to none. His suggestions all made sound financial sense and have been implemented successfully. We cannot recommend him highly enough!

Looking after a young baby and a musician, time is precious. David bridged the divide between myself (bargain hunter with a good knowledge of finance) and my husband (good knowledge of... well, trombones), making us both feel safe in the knowledge that we were getting the best deal. I would not hesitate to recommend him, not only for his mortgage advice but his flexibility, easy-going manner and patience.

From the first phone call with David he instantly understood the level of support I needed to buy my first property, and provided it from beginning to completion. I cannot recommend him highly enough for this excellent service and the high level of care, efficiency and attention he gives, and all with such good humour. This is no ordinary mortgage broker! Thanks, David!

On a number of occasions David has gone out of his way to find the best deal for me. He is 100% sympathetic and has a total understanding of what it is to be a professional musician. David has not only come up trumps for me, but for other colleagues of mine in the business. I continue to recommend his services without hesitation to Musicians and Non-Musicians alike.

We would have no hesitation in recommending David's services to colleagues and friends and regularly do so. He is organised, honest, efficient, and importantly, understands the difficulties that can be faced by self-employed classical musicians when purchasing a home. We expect to go to David in the future and would urge others to do so.

We were dreading entering the vast and scary unknown of the house-buying/mortgage world, with its intimidating jargon and confusing figures. Luckily, David was recommended to us through the musicians\' network at just the right time, and so the old cliche goes, the rest is history. We met soon after our initial call at our convenience, and felt instantly so much more at ease with the whole process ahead of us, as everything was explained to us in a language we could understand. Knowing as little as we did, we were never made to feel stupid, and every question we asked was met with a comprehensible and honest answer. David has \'held our hands\' throughout the whole process, has been giving of both his time and good advice, eliminating the \'scare factor\' that we both felt in the beginning. He has since become a friend and we would, and already have recommended him to colleagues.

Given our position as freelancers and foreign nationals, we had almost given up hope in finding a mortgage to buy the flat we had fallen in love with and were just about to give up our dream. David was recommended to us by some musician friends and somehow managed to find us a mortgage within days from us contacting him for the first time. Having been a musician himself, he totally understood our position and we immediately felt he was actually listening to us and understood our position completely. Not only did he take away the stress of finding the right mortgage for our needs, he has exceed our expectations in finding us a product that has proved an incredible bargain. We have been recommending him to all our friends, musicians or not and we are sure they will be as happy as we are to have met David!

David is a highly personable man who quickly identified our needs and found us a very competitive mortgage; this all from the comfort of our own home. We highly recommend him.

We have known David around fifteen years, during which time we have had many approaches from other financial advisers and mortgage brokers. It has never crossed our minds at any point to accept any services offered. Most recently, he came up trumps again with an excellent mortgage that suited our requirements exactly, and, from start to finish, the deal completed in two weeks. Thanks Again.

David Carnac was recommended to us and we in turn are very happy to recommend him. What looked impossible via high street banks due to one of us being a musician – circumstances David is very aware of - he was able to set us with an affordable mortgage as first time buyers and was always on hand to answer any questions.

As a freelance musician I'd virtually ruled out the possibility of buying a property in London, however David calmly talked me through the options available. He offered excellent advice and support throughout the whole process, from putting in an offer to picking up the keys. Despite being very professional he has an informal, personable manner which makes you feel valued as a customer, this is refreshing, as too often during the house buying process you're made to feel like a walking credit card!  We moved into our new flat a couple of months ago, without David's help and advice I feel the whole experience of buying a property would have been considerably more difficult and stressful.

As a first time buyer I was sometimes very puzzled about all the mortgage jargon that some companies were giving me. David made it all very clear and easy to understand and got me a better deal than I could find myself in any of the High Street lenders. I would highly recommend him to anyone applying for a mortgage especially if you're a musician like myself.

David Carnac took alot of the stress and worry out of arranging the right mortgage. I had a mortgage offer in principle within a few hours. Since then David has become a friend and someone I trust implicitly when it comes to finance. I have no hesitation in recommending him.